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Smart Retirement Strategies and Benefit Plans
Secure Your Retirement Future

Happy Couple
Specializing in Estate, Tax, Federal & State Employee Benefits, and Retirement Planning.
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We believe every employee deserves to work with caring financial advisors who can coordinate their benefits and manage their financial goals. Few advisors have access to the tools and support to properly assist Federal employees, but we can help.


We offer comprehensive financial services, tax planning, preparation, with special emphasis on smart retirement strategies. We are proud to be the provider for the Alabama Conference of Educators, network provider for the Federation of Federal Employee Advocacy, and a Federal Retirement Consultant / FRC.

As a full-service financial services firm, we assist individuals, businesses, and associations find benefits, and financial services to help achieve their goals.
Rosier Benefits & Financial Services is committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.
We have 40+ years of experience. Let us help you and/or your organization.

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We offer affordable benefit plans for small businesses.




Timing is everything.  This will identify how to reduce your federal income tax and coordinate your income with your Social Security benefits so that you can reduce the tax on both. 


Tax Planning

Let us help you plan for all potential scenarios ensuring you have enough savings for a high quality of life.







Having a sound approach involves taking a close look at your potential retirement-income sources.



We have simple and straightforward solutions to set you up for long-term success.

Calculate Savings

IRA & 401k

Our team can ask you the right questions to insure you are not missing the best opportunities to maximize your tax savings.


Social Security

Our team can ask you the right questions to insure you are not missing the best opportunities to maximize your tax savings.

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We help you understand how each part of your financial assets fit together so you can complete your entire financial picture and make sure it is secure.


We are a dedicated team with decades of knowledge and experience in Retirement, Federal Retirement, Tax Planning, Life Insurance, and Financial Planning. 

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Meet Johnny Rosier
Federal Retirement Consultant
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Over four decades of helping state employees, public educators and federal employees with their retirement benefits is a point of pride for Johnny. He and his team travel nationally providing benefits educational seminars for CPAs, Attorneys, Insurance Agents, and Financial Professionals.

The complexities of FERS and CSRS can be a challenge. He aims to make sure that advisors helping federal employees with their retirement planning know how to best assist their clients.

Johnny is able to discuss all the federal benefits programs available with employees and family members – both active and retired.

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